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Association of British Insurers


Active Auto Solutions Ltd
Internal Complaints Procedure

  1. Complaints may be made in writing, by e-mail by telephone or in any other form in respect of a
    claims management service that we have provided and that is regulated under the Compensation Act 2006.

  2. We reserve the right to decline to consider a complaint that is made more than six months after
    you became aware of the cause of the complaint. There may be instances where we will waive
    this requirement at our discretion. We will confirm to you in writing if a complaint has been
    made outside the time limit that we are prepared to consider.

  3. We will send you a written or electronic acknowledgment of the complaint within five business
    days of receipt, identifying the person who will be handling the complaint for the business.
    Whenever possible, that person will not have been directly involved in the matter which is the
    subject of the complaint, and will have authority to settle the complaint.

  4. Within four weeks of receiving a complaint, we will send you either:
    • a final response which adequately addresses the complaint; or
    • a holding response, which explains why we are not yet in a position to resolve the complaint and indicates when we will make further contact with you.

  5. Within eight weeks of receiving a complaint, we will send you either:
    • a final response which adequately addresses the complaint; or
    • a response which:
      • explains why we are still not in a position to make a final response, giving reasons for the further delay and indicating when we expect to be able to provide a final response; and
      • informs you that you may refer the handling of the complaint to the Claims Management Regulator is you are dissatisfied with the delay.

  6. Where we decide that redress is appropriate, we will provide you with fair compensation for any
    acts or omissions for which we are responsible and will comply with any offer of redress which
    you accept. Appropriate redress will not always involve financial redress.

  7. If you are not satisfied with our response, or if a complaint is not resolved after eight weeks, you
    may refer the complaint to:-
    The Claims Management Regulator
    PO Box 7824
    Burton On Trent
    Staffordshire
    DE14 9DP
    info@claimsregulation.gov.uk
    Tel: 0845 4506858

  8. The regulator can review the handling of the complaint and can give a direction on further
    handling of the complaint. However, he cannot determine a complaint or award compensation.

James Parczuk, Managing Director